About us

For over fifteen years, we have helped Tampa Bay families defend their homes, protect their rights, and navigate complex financial challenges confidently.

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Florida Consumer Law Center

Founded in 2009, Florida Consumer Law Center, P.A. is dedicated to protecting homeowners and consumers throughout Tampa Bay and across Florida.

Our firm focuses on foreclosure defense, mortgage disputes, and consumer protection matters. We understand the stress that comes with financial hardship and legal uncertainty, and we work to provide clear guidance, strong advocacy, and practical solutions tailored to each client’s situation.

Charles W. Cadrecha, CEO

Charles W. Cadrecha is a fourth-generation Tampa attorney and lifelong community member. A Jesuit High School graduate, he earned his undergraduate degree from the University of Florida and his Juris Doctor from Stetson University College of Law in 2000.

He began his career representing banks and creditors at a large collection firm. After five years, Mr. Cadrecha founded his own firm to represent debtors and consumers, focusing on foreclosure defense and consumer protection matters.

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