Florida Consumer Law Center | INSURANCE & PROPERTY CLAIMS
15953
page-template-default,page,page-id-15953,ajax_fade,page_not_loaded,,side_area_uncovered_from_content,qode-theme-ver-14.1,qode-theme-bridge,wpb-js-composer js-comp-ver-5.4.7,vc_responsive
 

INSURANCE & PROPERTY CLAIMS

When you pay for insurance, you’re paying for benefits and coverage in the event of an accident. Those benefits and coverage are paid for in the unfortunate event you are in an accident or experience a loss off or from damage to property. If you aren’t getting what you paid the insurance company for, reach out to a Tampa bad faith insurance attorney for help.

You buy an insurance policy to provide you with peace of mind. When you pay monthly premiums, you are expected to receive benefits when you need them. When you have been in an accident, many times you as a consumer may be unsure of how to proceed when dealing with the insurance company.
If the insurance company isn’t negotiating in good faith, contact a Tampa bad faith insurance lawyer at Florida Consumer Law Center, P.A.

We understand how insurance negotiations are supposed to work. We will help you navigate this complicated area of the law while taking the steps necessary to recover the full value of your injury claim.

What Is Bad Faith?

Insurance companies are for-profit companies, they have been known to deny claims in an effort to increase profits.

 

If an insurance company declines to pay your claim without explanation after an accident or injury or refuses to properly defend and protect you from the claims of others, the company may be acting in bad faith.

 

In insurance law, “bad faith” implies that an insurance company has attempted to not follow through with its contractual obligations by denying qualified claims on insurance coverage. Insurance companies use other practices that are considered acts of bad faith may be classified depending on the type of insurance claim.

First-Party Claims

An insurance company may have inauspicious responses to your claims for property, health, and other personal insurance coverage.

Failing to properly investigate a claim

Undue delay in processing a claim

Offering an unusually low settlement amount

Unreasonable denial of a valid claim

Paying only partial benefits

Third-Party Claims

Among your insurer’s obligations is to protect your policy against third-party claims (e.g., when a person sues you for personal injury or damages to his or her property due to an accident you are suspected of causing). The following are signs that they are committing bad faith practices:

Failing to defend you against a third-party claim

Non-payment of legal defense costs

Your Tampa insurance bad faith lawyer is ready to take on even the largest insurers and hold them accountable for their actions.

Seeking Compensation for Bad Faith Insurance Practices

If an insurance company has acted in bad faith while handling your claim, with the help of your Tampa lawyer you may be able to recover a fair settlement that otherwise the insurance company would not have paid. When insurance companies deny your claim, you as a policyholder are entitled to file a personal injury claim. First, your Tampa bad faith insurance attorney will help you recover damages for breach of contract, which can include the benefits due under the policy, as well as interest.

You may also be able to recover bad faith damages, which would include economic losses, emotional distress, and legal fees. In some cases, you may even be able to secure punitive damages if there’s evidence an insurer acted in malice or fraud. Your lawyer will know exactly what to do when the insurance company refuses to negotiate in good faith. We will work to see you receive the full value of what you are owed under the law.

Contact a Tampa Bad Faith Insurance Attorney

Don’t let an insurance company take advantage of you during your most vulnerable time.
For a free consultation with a Tampa bad faith insurance lawyer, contact us by calling 813-928-9184.